Budget Basics Worksheet: The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out.
What can you do to improve your credit: Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be.
5 Factors that determine your credit score: Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: